Accounts and Wallets are used interchangeably in BitShares; there are multiple permissions/private-public keys (Owner, Active, Memo) with each account.
Do you have BTS in your account that is open when you click the "Create Account"? Also remember to back up the *.bin file/password and since password managers are recommended it may be a good idea to save your private keys as well.
Also note the different between basic account name structure word-word versus more expensive premium naming: word.
Thanks for the reply, moving away from using OpenLedger and using the better maintained wallet on http://bitshares.org solved my confusion.
I backup religiously, thanks for the reminder :)
pls chk your BTS account READMEMO message awaiting...