Hey all, I’ve ended up with ISAs at three different banks—one Cash ISA at my local high street branch, a Stocks and Shares ISA through an online platform, and a new Lifetime ISA with a fintech app. While each serves different goals, keeping track of statements, renewal dates, and contribution limits across portals is a real headache. Does anyone have tips or tools for staying organized when your ISA portfolio spans multiple providers?
I totally feel your pain—managing multiple logins was driving me crazy until I built a central tracker. I made a simple spreadsheet with provider names, login URLs, renewal deadlines, and current balances. Every month I update it and set calendar alerts for any upcoming maturity dates. I also group all statements into a “Savings” folder in my email. If you want a step-by-step layout on how to structure this, check out Cash ISA. My go-to Cash ISA remains my baseline when I need instant access, but having everything in one place makes it way less stressful.
Wow, that sounds like a lot of work. I only have a single ISA so I don’t have to worry about any of that, but I can see how multiple accounts could get chaotic. Organizing emails and using a spreadsheet seems like a solid plan if you’re serious about tracking everything.