Looking forward to read your post on Arise bank. It's almost like a public secret that sooner or later all banks will switch to blockchain. Once I've read an opinion that part of the plan is to keep XPR at a low level deceiving people to buy and exchange their BTC and ETH for XPR. I forgot the name of the guy. I think there's a post on Steemit about it.
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Arise Bank took a bold Step in the right direction. They have made both banking and Blockchain history