No one will ever agreed their business is not viable. We all always think our idea is a kill.
From experience, taking loan should be delayed till you cross maybe the first five years. Thereafter, you will know if you need the loan or not. You confident level on the business would have increase or otherwise.
You should considered other business finance rather than loan. Loan should be considered last
Yes true , but it's not all bad as it's made to look
Yes, but the timing makes loan good or bad
I guess I agree with you to an extent