You dont want only to accumulate your wealth you want it to work for you too to produce more "baby" wealth. This will require the money that you have been putting of (10%) to save now to be invested in something that will produce even more money for you while you still work and still save your usual percentage(10%).
First of all how long do you wait, do you start investing after having saved a month/ 3months/a year. Well this will depend on what you are investing because some things will need a smaller minimum investment (such as an ICO - 2-3 Ethereum you can get in on) while others you might need to save 6 moths of your saving to start investing.
So what do you invest in? Do you invest in ICOs if you have no clue about them? Do you buy Coke shares because you like the drink? Do you buy a stake in a business because its your brother and you trust him not to steal your money? All above are good ideas why you might want to invest in those but the key one is not there. Invest in something you understand about. If your skills are related to engineering you shouldnt invest in an advertising company before learning a lot about advertising. If your skills are in advertising you will know that such an such company is producing tools/equipment that is necessary for builders... and that its competition is far behind because they have inferior products.
Theres another reason why you should invest in something you understand and thats risk (which is the next installment).
Source of image: www.lulu.com
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