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My husband is a Financial Advisor and he’d agree with you 100%. Always pay yourself first and start younger than you think you need to! It’s much easier to save $1M for retirement in 360 small increments than in 60 massive ones.

DCA into a low-cost total market fund. Start with a 401k if you have access and your employer matches. Anything extra should go into a Roth IRA. Once those are maxed, put any additional investments into a brokerage fund. If you don’t know what any of those words mean, Google is your friend.