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...sign up online with ID, and away you go. (i'm a uk citizen, not even US)

Transfer direct into my account here, from the US.

(working out how to is a bit of a bugger, but I'm sure you can suss it)

TY - I will remember this. I have zero cash to even open an account with right now, but I will try if I do.

You don't need to deposit to open it!
It takes 24 hours to approve, if i remember correctly.