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RE: Offtopic (offHiveFest) but had to get the idea out: HCC - HiveCommunityCredit: Microloans on Hive

in #capital8 months ago

I like this idea. Although your focus is on micro loans for development projects, I wonder if the concept could include loans for crypto investments on or off the Hive blockchain... I recently posted a speculative blog post about using bitcoin as collateral for Hive based loans for investment purposes here: https://hive.blog/hive-112281/@hirohurl/what-if-we-could-use-bitcoin-as-collateral-to-borrow-hive-tokens

I guess your proposal doesn't require collateral, simply a willingness on the part of backers to provide capital for the loan, but I wonder if it would be possible to develop a lending platform on the Hive blockchain for bitcoin (or other crypto) collateralized loans...

!BBH
!ALIVE

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oh yes, that is very nice. Here in my thoughts I was still thinking about a base collateral yes. Could be provided by LP's who might get a share of the rev of the platform.

Interesting. I was wondering about the borrower being able to put up collateral maybe through a bitcoin-based stablecoin, and draw from a lending pool, rather like on Sovryn or Aave.
!BBH
!ALIVE