"...witnesses started paying a stupid high interest on HBD."
I don't agree that 15%, or even 20%, is high interest. I think that barely covers inflation. Lesser interest would be losing money when inflation is running a couple points per month.
It isn't HBD interest that has caused Hive to underperform the market, which it has since before Hive existed. It is the whales' programmatic selling that drives the price of Hive down. That is your huckleberry, not meeting inflation with HBD interest.
Thanks!