Why not just use a calculator like the bitcoin merchants do?
People want to HOLD some stable value (at least for short to intermediate periods). There is at least 2 billion dollars in stablecoins and it is one of the most rapidly growing segments of the cryptocurrency market both in terms of market cap and new projects working to address it.
Merchant might be another use case but just not having the value of your coins change by 10% +/- per day is enough of a reason to want it. Actually, this relates to merchants too, since most of the Bitcoin merchants immediately convert to fiat (or have their payment processor do so). They can't or don't want to risk losing 10% of their revenue on a Bitcoin dump.
Also what is your discord name, i didn't find you under smooth
I'm registered as smooth but I don't sign onto discord much.
Do you use skype?
Yeah that all makes sense, what do you propose for the SBD going below $1 like now.
Unfortunately all I can propose is wait it out. That's both a short term and a longer term answer. Short term SBD is in the process of righting itself, like a flooded boat with a bilge pump running.
Longer term, the volatility of the underlying backing assets needs to decline some. SBD (nor BitUSD nor NuBits, nor probably DAI, etc.) can not tolerate an environment where the backing asset routinely drops 95% in value and has single days of 20-30% drops. But when we get to the point that volatility of cryptos is similar to gold or stocks, if perhaps somewhat (not insanely) higher, the core asset will still too volatile for most people and businesses to want to hold it directly as a short term store of value (as opposed to longer term investment or store of value) but systems like SBD (maybe not exactly the current SBD, as it still needs some work, but something not far from it) built on top of those assets will work much better, perhaps never failing at all.