媒体报道说，移动支付三巨头支付宝、微信和银联正联手封杀火币。
在中国大陆的社会语境中，比特币只是一种“商品”而非“货币”，所以现在还可以进行非公开的交易，否则火币等早已被封杀甚至负责人会被逮捕。政府监管层的目的仅仅是限制非法集资行为，所以限制 ICO。
支付宝、微信、银联等移动支付巨头最重要的资源之一是银行支付通道，而数字币一旦随着5G技术和去中心化的区块链技术应用的到来，所有的现今传统银行或许都将被渐进化地淘汰，寄生在银行体系当中的移动支付巨头们同样无法逃脱趋衰。
在中国，ATM 机正在减少，信用卡也正在缩小应用范围。
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