An Analysis of the BizX Commercial Trade Exchange: The Attitudes and Motivations Behind Its Use

The Global Financial Crisis underscored both the complexity and brittleness of the global financial system, especially for small to medium enterprises dependent on the current banking regime for credit. More than ever, we have also begun to see the disentanglement of small businesses from traditional banks at the local and regional level in the form of CDFIs, fintech alternative lending, and now complementary currencies. Through interviews with the management and members of the BizX complementary currency this study asks what the attitudes and motivations are behind its offering and use. In addition, it inquires into the economic and psychological benefits that arise from it. Often referred to as a barter network but more accurately described as a commercial trade exchange, BizX and its member’s attitudes and motivations differ significantly from other complementary currencies in its apolitical stance to trade and large national and international membership. Its value proposition, the development of hyper-local economies, is real but its aspirational attempt at creating a robust community similar to its community currency siblings is questionable. Nonetheless, its value as an economic development tool is undeniable and the research concludes it implementation within a larger structure of economic development self-reliance strategies should be given serious consideration for future planning.

https://pdxscholar.library.pdx.edu/cgi/viewcontent.cgi?article=5559&context=open_access_etds

Sort:  

Source
Copying/Pasting full or partial texts without adding anything original is frowned upon by the community. Repeated copy/paste posts could be considered spam. Spam is discouraged by the community, and may result in action from the cheetah bot.

More information and tips on sharing content.

If you believe this comment is in error, please contact us in #disputes on Discord

Hi! I am a robot. I just upvoted you! I found similar content that readers might be interested in:
https://pdxscholar.library.pdx.edu/open_access_etds/4488/

Congratulations @czechmex! You received a personal award!

Happy Birthday! - You are on the Steem blockchain for 1 year!

You can view your badges on your Steem Board and compare to others on the Steem Ranking

Do not miss the last post from @steemitboard:

Use your witness votes and get the Community Badge
Vote for @Steemitboard as a witness to get one more award and increased upvotes!