I don't think there is much point. I do feel that there is more to be gained with bitcoin but unless you are willing to invest large quantities, (which I don't have) you will only be making small gains over many years.
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I think the rate of return with Bitcoin in percentage wise it's still significant whether you're able to buy a full coin a refraction of it.
You might be right, or you might be wrong. Hopefully it works out the right way. Who knows, it could be valued at 10k in a few years and then everybody holding or who buys in now will be laughing.
Wouldn't that be something? I guess that's what a lot of us are hoping for! Always an educated guess...