I agree about your reflections. However, it does not consider the problem of inequality in the property of cryptocurrencies. Few accounts own most of the cryptocurrencies.
An example: https://howmuch.net/articles/bitcoin-wealth-distribution
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Yes, with steem it is even worse. I have wrote post about it.
https://steemit.com/steemit/@dalz/steem-wealth-distribution-top-2-owns-94-worse-than-the-system-that-we-have-now