Well they are all pre-mined and i think they have aprox. 50 banks using their tech which is exciting to see the mainstream take them serious. The fact that they are The Only centralized crypto is enough to make me hold them. Its like living in a world with nothing but vanilla ice cream then Ripple comes in with a big tube of Rocky Road mixed with chocolate and nuts and marshmallows. Some people are going to say "This is crazy, ice cream has to be vanilla" but i can see the value here.
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