Yes, i would just buy the cryptos directly myself. I guess, the idea of the crypto ETF or IRA is for more "traditional" investors and big institutions. They also have to be compliant with many government regulations which would prevent them from buying "Anonymous" currencies directly. Also some folks don't care about the technology and the idea behind the cryptos, all they care is getting returns. Those people wouldn't bother setting up crypto wallets, go to exchanges, trade the currencies, etc. They simply want to deposit their monthly check (in case of IRA) and just withdraw it later when retired.
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