Check out my review here
https://steemit.com/cyptocurrency/@digicrypt/ledger-nano-s-cryptocurrency-hardware-wallet-review
This may also be helpful to you in explaining your question
http://support.ledgerwallet.com/knowledge_base/topics/what-happens-if-i-lose-my-ledger-wallet
They are pretty easy to setup and use, transactions are pretty simple.
Hope this helps
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