As a cryptocurrency late adopter I've been testing Bitcoin and Litecoin. If I was going to choose a currency to use as a day to day currency I think I'd choose Litecoin at the moment. Immediate payment is a crucial determining factor. Litecoin is quicker to update and is more dynamic to up and coming technologies. I like Bitcoin and until Segwit I will have to get used to Bitcoin being sooo slow,so won't use it for regular payments at the moment.
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Have you played with Dash and tested out it's InstantSend feature? Pretty cool stuff.