I have a MSc in computer science and I have no idea how I can spend HBD.
This screen is incomprehensible.
How do I deposit that money into my bank account so I can spend it?
Other than upvoting posts and paying in-game microtransactions, is there anything the token can be used to buy?
Getting money in and out can be tricky as not all exchanges handle $HIVE and $HBD. I have done it via my Wirex card. There used to be a way to deposit direct from a bank account, but that was not working last time I tried. You may have to go via another crypto coin.
You can spend crypto to buy vouchers or spend at businesses that accept it directly. There is a service that does swaps from $HIVE to BTC Lightning, but I have yet to use that.
You can spend $HIVE directly in various games and some people on here will sell things to you. I've bought some comics and other items that way. In general I've used my earnings to buy a nice guitar and fund trips to some events.
The crypto economy is still a bit haphazard, but some people use it all the time. I met @thedessertlinux at Hivefest who lives off it.
I'm not really taking funds out at the moment, but I plan to at some point when it's worth it to me. I'm just not the best person to explain it all.
Yes, I bet it's more difficult on Hive because of the relatively smaller spending ecosystem, but if you have a DEX route into Dash, I can show just about anyone how to do it.