very good article !! If the banks of several countries invest in ripple is not for nothing, a consortium of Japanese bank in partnership with Korean banks set up a pilot project. if the system suits them, they will reduce their cost of operation up their benefit so ripple go to the moon !! i hold at 0.3 !! i love it !!
Not really "versus" !! its evolution , its same same but better.
The new technology is better!! swift is good old system!!
In truth! ;-)