I only use Coinbase because I already have the approval for bank withdrawls (still takes too many days). Then I transfer the money to GDAX and then if I want something other than BTC-ETH-LTC I buy some coins and transfer it to another exchange. A bit convoluted, but it works. I haven't tried the reverse of cashing out an alt coin.
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you can deposit from the bank to Gdax the same as to coinbase, your account login is the same already set up.