But I don't think it will be ever as fast as a payment system like Visa or MasterCard. It might be good for exchanging value as a money but it cannot work as a payment system.
Do share this post who hold some other view regarding would love to have a debate on BTC.
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It may not have to work as day-2-day payment system. It could also serve as a reference of value. Mr Market will decide (basically, all of us).