I really need to put something together with all my wallets and on-line accounts so that someone could deal with them if anything happened to me. My Steemit account at least has a substantial value. I'll look around to see what others are doing. Maybe an encrypted flash drive in a safe with the key and password split between a couple of people I trust.
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I was thinking along the same lines. Flash drive, instructions to recover from both wallets and exchanges, and a couple family members knowing where to find the flash drive.