ETHICHUB-LENDING PLATFORM FOR FARMERS IN THE WORLD

Arguably the biggest problem for investment in emerging markets is the uncertainty of political conditions. However, many of these countries immediately fix it. For example like Myanmar which last year held multiparty elections, this is the first time the country held. According to Bloomberg Business report, 2015 is the year when global stock markets are devalued. Starting with the US game makers to the Chinese power tool maker fell an average of 11 per cent in 2016. The problem is that when investors become risk averse at the same time, it will affect the stock performance.

when the economy begins to stabilize later, investors will take a strategy by first investing in developed countries for considering the level of valuation is still small. Then, after making a profit, investors will divert their funds to developing countries that still have an interesting return.

What is Ethichub?
EthicHub is an upcoming lending platform aimed at making it easier for investors to lend money to farmers, who often borrow at very high-interest rates. So basically, it allows the user to lend to the farmer and get a refund in the form of interest because it has a very high return on investment.

EthicHub is a global crowdlending platform that allows access to small groups of manufacturers from developing countries to lower lending rates than they are now available to them, benefiting both sides of this exchange. EthicHub capitalizes on trust: Human-Based Economics, economic credibility based on human relationships and relational assets of society: proximity, communication, support, reference and commitment.

Many farmers out there have difficulty getting loans at low rates because of limited access. Because of the limitations of many farmers who can not grow their business.

How EthicHub Works
EthicHub will make credit and investment opportunities available to everyone. With low-interest rates and access to large markets around the world. Ethichub uses Lendingdev to provide services. The temporary function is to define and establish platform procedures and mechanisms to enable decentralization thereafter to reach the optimum conditions to become autonomous.

Currently, LendingDev will oversee the Pre-Sale and ICO assets, employment and supplier options for platform upgrades and launches, the Local Nodes select and prepare, individual and institutional investors who register, legitimate administrations employed in both borrowing countries and investors to lawfully approves all progress.
What commissions are charged by EthicHub fees and what interest do borrowers pay?

Third-party fees in the Ethic Hub network total 7%; the majority (about 4%) belong to the Local Node commission; about 1.5% to increase investor recruitment (although the cost would be much higher in the first years); the remainder is used to cover platform development and general costs as well as recruitment costs of Institutional Investments. In the future tariffs can be adjusted because LendingDev is a non-profit organization.

In addition, there will be an Exchange commission charged for each conversion in accordance with the law of demand and supply, by selecting each time the Exchange offers the best conditions. 2% will be an estimate of the borrower's costs. To overcome investors' doubts about such innovative products and to compensate for exchange rate risk, we need to offer a net profitability of around 15% (before exchange rate risk).

Roadmap EthicHub