Thanks for the long comment. Interesting to hear how people decide to put a thousand pounds and still don't really care. I think that is kind of the problem with people investing generally anyway.
As for simplicity and functionality, I know that it won't happen suddenly. I work in the field of user experience and to develop a proper experience, is a long process. However, it is of course possible some team with a new idea for a new crypto takes the field by surprise by having something no one expected, suddenly taking over the field faster than others can follow. Like what happened with iphone back in 2007, not that I'm a fan of iphone, but they did something unexpected back then.