"The number one reason people go into debt is because of medical issues." This is poor allocation of finances for the wrong medical treatments. Don't get me started on herbal supplements, after reading more about both sides of the story, I came into the conclusion that a lot of the medical expenses people get just to improve their health can do more harm than good with all the health scare involved. I'd say not coming to the clinic early already engenders more hospital bills. But that's a lengthy backstory not worth tackling right now :P
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