Re: @shugenja: "If your assets are not protected by cryptography and privacy, what is to stop ANYBODY (person, organization, GOVT) from digitally bankrupting you?"
There is nothing to stop GOVT from banning all crypto conversions into fiat making sure that you can't make any significant purchase with crypto. Of course, you can keep your millions of wealth in Monero and pay for small anonymous services for the rest of your life, but your life will still be in poverty.