Talent can be bought but like you say, loyalty is expensive. If there are less people able to complete tasks, costs to buy skill goes up. In some of the companies I work for I can already see it. One for example has trouble finding young welders ( there aren't any) so they have to pay older welders more to not retire. They predict that 10 years from now they are going to be paying significantly more for welders and in their field, robots can only currently do a narrow portion of the work. Young people don't want to do manual labour though.
I am still unsure where I would be most useful but I feel that I have found a place that could help me find a place...
Yep, more people should take advantage of the resource.