I don't really perceive your disagreement with Matt to matter too much if I'm to be honest. I apologize for "jumping in" but It feels, at least from where I stand, that the core proposition is not being discussed. It feels as if the conversation turned philosophical and that's fine, but the post was not about the philosophy of money.
I think we all recognize that Hive is doing, has been doing, what its programmed to do. That part is clear. The code doesn't allow for things that outside its rules. What Matt is saying, and what I believe is a good amendment, so to speak, is for us to agree on a different approach as a community of stake holders. Now ideally, and I mean this sincerely, this conversation should not be happening. Someone with the right skills could jump in and do a pull request for this needed change, and granted they manage to use their political capital, get such a thing to be included in a future hard fork. That would be ideal. But the sense of emergency is now, hence this post and this conversation.
TLDR
I can agree with you and with Matt. The ideas don't oppose each other. As a matter of fact, agreeing with you on how we got here, and recognizing hive is working as it supposed to, is precisely the reason why I support us changing how we treat the DHF.