Both those points are based on scarcity. Crypto is not a high-risk asset class. It's so much superior to stocks or any other asset! It's clearly the safest to invest in. It gives more speed and value in return! This is something 100% of humans on Earth is interested in. Supply and Demand.
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It's high-risk in the sense that volatility is higher than any other asset class for now.Maybe if it's seen as a store of value/safety asset when this hits the fan...
https://www.cnbc.com/2018/07/11/global-debt-hits-a-new-record-at-247-trillion.html