Steem is not the only thing in the blockchain world. And there are a multitude of ways of using crypto. Crypto cards are just a tiny thing to facilitate that transition.
With Crypto.com for example, you can as easy as start playing with it even with cents. Explore and understand if there are other ways you could see this crypto range of products of any use to you. For example, asking for credit... or investing in funds...
Do you watch Netflix for example? (I am paying nothing for it, thanks to the Crypto.com card). Might be too much for some, due the staking requirement, but it's a start.
Anyway, and not knowing your situation or personal preference, if I was you, I would really like to show off a crypto card anyway even if I am not able to use it (due not having money to deposit in it)... kind of feels just like a medal (and in this case its really metal). 😜
My view =) yours might be different and you are free to disagree.