Oh wow! Good to hear about your project!
I would strongly advise against a loan, as u seem to understand.. what a terrible burden and weight on the community and its ability to prosper.
I believe in natural giving and collaboration.. we can save a small fortune working with like minded people who are ready to share and collaborate!
I mean, we already have land for free after some patience and meeting the right people... wishing u the very best with your project!
yes i really hope we manage to find the right path in this difference of perspective in the group.. but its somehow hard to present a "plan" that is based on trust in the completely unknown 😂 but i feel it, so i still believe it!