That is a scary system! If your account is closed, then you have no choice but to get a credit card or use cash all the time? Sounds like they give you no leeway to fuck up in life there, otherwise itll be even harder to get back on top.
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You'd never get a credit card. It's true how being between the cracks is such a long way up. Banks have been pressured to make fee-free accounts for the "unbankeable" though. Although of course you have to prove that you qualify for that too. Such a rip off. One of the many reasons why Africans have been at the forefront of developing non-traditional money transfer services
I mean, how do you expect anyone to get ahead in life if you dont give them a chance or teach them how to be "bankable"? Now that you say it, it makes a lot of sense why I see a lot of successful steemers coming from your continent.
Exactly. We have learned to be inventive