He is not a financial advisor? Well, he ain't no chef either. I tried Ethereum, with a grain of salt. Yuct! It tasted terrible. Just kidding. I had to joke, I am so sad with the way our world is heading. I hope digital currency really is a step and not a noose. At least there are people trying. Cross your fingers. Maybe, we are on to something. Keep giving advice. Information is also a way to defeat the chains of debt bondage. Thanks.