This is why it is improtent to make sure you review the terms in a few simple ways
- what is the interest rate over a year/month/week and how much that will add up to
- are the minimum payments paying off the debt or the interest and if the latter then find out how much you pay extra to pay it off
- BNPL isn't always the best option and you should make sure you try to hold off any purchases till you have the means to manage it