"What if SBD goes to $34? Should I keep my SteemDollars now and sell at the top?"
"What if bitcoin keeps going up? Should I move my SBD to get bitcoin?"
"What if I had sold my steem 6 months ago for bitcoin? I could have had so much more steem now!"
The what if is too much, why not make a decision and hope it all turns out okay, constant thinking wont solve any, personally I think if you are not in need of fiat one should convert his/her money to steem/steempower