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The point of this post is to fix that type of problem.

Easy fix, remove it and award just HIVE. Unless someone can tell me what the point of having a stable coin that doesn't really stay all that stable. I'm sure there has to be a viable reason for having HBD just don't have a clue as to what it would be.

Hbd solves the 35m usd pizza problem.

Hbd is worth one usd in hive whether hive is a dollar, or a dime.

Without hbd, one is stuck with passing those opportunity costs with the purchase.
Better to spend a dollars worth of hive, than than to spend 1 hive potentially worth 1 dollar, iyam.

Hbd protects against upside, and downside, risk.

Seems like this mostly had or has to do with exchange wallets being offline.