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Governments don't have minds.

It may be true that the people who are in power favor the insurance regime.

There are more people who are disenfranchised by the system than those who have gained power through insurance. So the balance of power will reside with reform.

The problem is finding that little tiny group brave enough to attend a meeting that discusses how to disrupt the industry.

The second problem is that the group has to have a model that avoids certain pitfalls.

PS: The people in power are opposed to crypto. Crypto exists. Unfortunately, crypto is insufficient to provide the disruption we need. Wall Street need simply wrap crypto. The power that be can then find a few corporate raiders like Justin Sun to take over.

This is why I get back to the idea that reform must start with a small group.

The hard part for me is finding a group of people brave enough to study the mathematics of health care ... which are easier to understand than the mathematics of HIVE.