Lately, most of my posts (original and high quality) end between 1 and 3 STEEM. (Average 2.) I've been on STEEM 2 years, full time, and I work with a team of models, including my wife. We invested $5000 into STEEM when we arrived. Our current total is LESS THAN that! In fact it's far less, only $500. We have worked 2 years, and invested 5 grand, and it's down to $500. And we are putting out excellent content that is in demand. Will my 2 STEEM payouts be decreased by the new 20 STEEM break even point? I think so.
But we will get a fraction of a STEEM more for our curation, so that's supposed to make it okay?
HF21 is even worse than HF20 and that's saying something.
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In fact this is the most important thing. Your STEEM/SP is worth less because the price of Steem has declined, in large part because Steem has not been successful in executing on its vision.
That is more important than payouts. You aren't going to make back $5000 in losses (and hopefully make more than that) through payouts no matter what. This is a futile treadmill mentality. Work to improve the value of Steem.
People are much too focused on payouts as a source of investment payoff when they should be focused on the success of Steem and the price/value going up as a result.