This is the best take on being a Panthers fan I’ve seen in years. “Betting against your own team isn’t just hedging. It’s a survival technique.” You don't expect them to win anymore so you make money off the disappointment instead of letting it ruin your Sunday.
This is not just a Carolina thing, as 20% of Browns fans believe they’re going to lose. It’s a shared trauma for fans of bad franchises. Sounds like you have the Lions game next week locked up. If Detroit wins by more than 3.5 you're up 3-1 and probably right about everything.
Detroit should win that game easily, but as a Lion fan on this site can attest, they are also a team that chokes frequently. I don't think they can screw it up bad enough to lose to Carolina though.