Very good enumeration, explanation, and possible solutions to the ever present issue of financial anxiety that affect us all. I would like to add one more area of cause. Sometimes we might by anxious for someone else who is in panic because of financial anxiety. In some ways our anxiety is indirectly caused by the deterioration of health, or concern of actions taken, due to the other person's anxiety. Issue with resolving these are then not only up to us, we need to comfort, and then convince the other person towards their resolution too. Difficult but doable. Something to keep in mind for those who might think they will not directly face this issue.
Good writeup ! Cheers from another #dreemerforlife