Another option I have been thinking about (which is more work) is to allow people to opt out of the voting game and just earn a straight return on their HP. So we divert a portion of the current reward pool to this new HP staking reward fund or whatever it's called, and people can opt into that if they want, and if they do then they cannot use their stake to vote on content.
I think this amounts to the same thing economically as the proposal, but maybe it appears better on paper, because people don't perceive the inflation loss. I guess one difference is that the method you're suggesting still incentivizes staking versus just holding, if that's an objective. And you can "tweak" things more if you have a variable percentage, rather than just an outright reduction in inflation.
Allocate the inflation to the bank accounts. Give people ROI on the bank accounts. On top of this, Use the bank accounts for collateral in DeFi loans for creating HBD. Curation can be eliminated entirely it makes zero sense. People who want ROI will move to the bank accounts and everyone else that wants social media Hive Fives will stick with the reward pool.
We hope people listen to you!
The inflation to bank accounts is what matt is proposing, I think. It's been discussed as an option for a while.
The big question is whether a smaller reward for saving versus a higher reward for the near "zero cost" activity of allocating it to an auto-vote bot. Now this could make economic sense if downvoting or early voting started bringing the two options into balance for people who curate via an auto-vote bot.