You know it is the insurance companies! They are finished putting in new insulation, three rooms with partial ceilings, and a whole paint job on 5 rooms in the house, including new tile in the bathroom (they may have to replace the shower tiles if they cannot match/find the tile.
pulled the carpet and pad in the one-bedroom and walk-in closet may need to replace the whole upstairs to keep the flow and matching. I could go on and on, but why? It is getting done and it is not by me!
There is a God!