Exactly my friend, we are saving and earning interest on interest, plus the daily savings that we are making; and since it is a small amount, the impact on our wallet is not seen much. Thanks for your visit.
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Not yet ... but, it will ... give it 6-9 months of steady work...
Another way: if you delegate your staked Hive or HP to certain services, they will pay you in liquid Hive ... you still have your HP making system interest for you, but it also can work for you just a little more. I delegate some of my HP to @tipu and @ecency, and every day they pay me a little reward in liquid Hive that I am saving. It is not much, but it adds up, day after day! A secret also: to publish 2-4 articles per day and do ten comments, you only need 500-750HP undelegated. The rest can be at work, generating more Hive for you.
So,
Very good recommendations. You are a good teacher in that regard. Let's see all those options. Thanks friend.
De nada, my friend. De nada.
Hello @deeanndmathews 🙂
Great to see these figures set out - I may borrow them for Saturday Savers Club, if I may?
It seems my curation return is about 8.1%. Does delegating to, for example, evency and tipu, give a higher return? I think @curie is about 10-10.5%.
Many thanks.
Sure, go on and borrow them!
I don't know the exact rates of return on Tipu or Ecency, but I can tell you that for every 100 HP delegated, Ecency returns a range of .0014-.0029 Hive. Multiply that out over 365 days, and you get a functional APY of about 5-10 percent. But then, there are Ecency points to consider ... and that I don't have on the top of my head... but it's a little more if you are into second-layer tokens.
Tipu: Went through changes after HF 25 and doesn't pay quite as much as it used to -- ten percent down from the old days, but still good, and ranges much less than Ecency. EVERY DAY, on the dot (almost ... sometimes a day is missed, but then double comes in the next day), 100 HP delegated will get you in the ballpark of .0021 Hive, and that over the course of the year gives about an 8 percent return.
Ah, really useful, thank you.