Hey there, thanks for the comment.
There have been various discussions about posting rewards over the years, some advocated for their removal altogether, some advocate for moving them into an alternative token later down the road. I completely agree with you in terms of onboarding and how tedious it is. Most of us are still trying to think what would be the best way to combat that. Unfortunately, most of the "free account" systems that were introduced ended up being abused in the end.
The end goal of my post would be trying to find the most optimal way to, while keeping HBD adoption, also increase the adoption of Hive and especially staked Hive. In the end, no one prefers a risky investment that returns less than a low risk investment that returns quite a bit monetarily.