I have found that people looking on phones always seem to prefer the small device. The full shot looks great on a big screen or on a wall but you loose the detail and can hardly see the boat.
All life has risk, you could have a car accident next week. Sailing has its risks but you have a lot of control (unlike commuting on a freeway to work where your just waiting for an accident with no control).
that has a lot of sense, there is a really small possibility for someone crazy to hit you on the sea. most of it depends on you and your knowledge and decision making