It's very funny. Recently I watched a video that someone was asking a kid: "if you have 1 dollar, can you spend 2 dollars?". The kid was like "of course not, I only have one dollar."
Fortunately in Spain is not a thing going into debt like in America...
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Yes, Spain is ideal. Household debt is decreasing! I know of a gold and silver stacker, @goldrooster, who moved to Spain.
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