Oooh, yes. The thought of a 20+ year debt with the bank is also quite intimidating/off-putting. Part of me hopes that we could scrape together enough to just pay off the purchase in one fell swoop so we don't have to deal with a bank... but then the other part of me is realistic. 😂
Our current landlord isn't too bad. It was just the worry that we wouldn't be able to stay here after this current lease ran out. She's fine with us doing things to the house, planting gardens, having pets. Actually living. But it'd be nice to be in our own place we can actually renovate, paint, give our own touch to and make it our own. 😊