(I usually come to these threads as this is probably complex enough for others, so don't want to confuse most people). Found something that I am not sure if you noticed:
I think you are calculating account growth from the effective HP (real HP +/- Delegations) and not from the real account HP, right?
In my view it would be best to calculate against the real HP, because if people receive or send delegations (like I am doing all the time), then the growth (owned) of the account will not be very accurate... at least in terms of ownership. Its still correct against effective HP that counts for voting, but for example, in my case, almost looks like I have increased 16k HP in 1 month, and its not the case, because what happened was that I had much bigger delegations last month, and now they are smaller, so my effective HP is bigger.

Let me know you view...
@forkyishere got it.
Thank you for pointing it out. We've added it to our list.
List is getting bigger & bigger but we're not going to stop.
We'll keep shipping