I feel the same way. I don't think I'll risk my main account, even though I don't think there's anything wrong with their app. But you never know what might happen, so it's better not to take any chances.
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I don't think there's anything wrong with their app either -- but the company could be sold or go bankrupt, and at that point all assets are up for grabs! At this moment in history, it pays to think ahead!
Exactly, it's a good point to think about, like if there's a problem in the future, it could be really bad.
I am often chided by my friends for not letting things happen spontaneously ... thinking too far ahead ... but I've been through enough in business and investing to know that what can go wrong often will!